Good morning
Here's your account overview —
⚠️ Unusual transaction detected on Gold card ending 4821 — Review now →
Total Balance
$4,218.50
Available Credit
$11,781.50
This Month Spent
$2,143.20
Next Payment Due
Mar 5
Rewards Points
18,420
Credit Score
742
💳 Card Summary
•••• 4821
Gold Mastercard
Balance: $2,840.50
Limit: $8,000
35.5% utilisation
•••• 3094
Platinum Mastercard
Balance: $1,378.00
Limit: $8,000
17.2% utilisation
🛍️ Recent Transactions
British Airways Feb 15 · Gold ••4821 | −$348.00 |
Whole Foods Feb 14 · Platinum ••3094 | −$84.32 |
Apple.com Feb 13 · Gold ••4821 | −$9.99 |
Payment — Thank You Feb 12 · Gold ••4821 | +$500.00 |
Nobu Restaurant Feb 11 · Gold ••4821 | −$212.00 |
📊 Spending by Category — February 2026
My Cards
Manage your physical and virtual cards
Gold Mastercard
Active•••• •••• •••• 4821
TechGenius Gold
09/27
Card type: Gold Mastercard
Credit limit: $8,000.00
Current balance: $2,840.50
Available: $5,159.50
APR: 19.99%
Annual fee: $95 (waived this year)
Credit limit: $8,000.00
Current balance: $2,840.50
Available: $5,159.50
APR: 19.99%
Annual fee: $95 (waived this year)
Platinum Mastercard
Active•••• •••• •••• 3094
TechGenius Platinum
03/28
Card type: Platinum Mastercard
Credit limit: $8,000.00
Current balance: $1,378.00
Available: $6,622.00
APR: 17.49%
Annual fee: $195
Credit limit: $8,000.00
Current balance: $1,378.00
Available: $6,622.00
APR: 17.49%
Annual fee: $195
Transactions
All card activity across your accounts
🔍 Filter Transactions
📋 Transaction History
| Date | Merchant | Category | Card | Status | Amount |
|---|---|---|---|---|---|
| Feb 15 | British Airways | Travel | ••4821 | Cleared | −$348.00 |
| Feb 15 | UNKNOWN MERCHANT | Other | ••4821 | Flagged ⚠️ | −$1,200.00 |
| Feb 14 | Whole Foods | Groceries | ••3094 | Cleared | −$84.32 |
| Feb 13 | Apple.com | Tech/Subs | ••4821 | Cleared | −$9.99 |
| Feb 12 | Payment — Thank You | Payment | ••4821 | Cleared | +$500.00 |
| Feb 11 | Nobu Restaurant | Dining | ••4821 | Cleared | −$212.00 |
| Feb 10 | Shell Station | Fuel | ••3094 | Cleared | −$62.40 |
| Feb 9 | City Medical Center | Health | ••3094 | Cleared | −$395.00 |
| Feb 8 | The Ivy | Dining | ••4821 | Cleared | −$200.00 |
| Feb 7 | Amazon.co.uk | Shopping | ••3094 | Cleared | −$143.50 |
Statements
Monthly billing statements for all cards
📄 Statement History
| Period | Card | Opening Balance | Charges | Payments | Closing Balance | Due Date | |
|---|---|---|---|---|---|---|---|
| Jan 2026 | ••4821 Gold | $1,820.00 | $2,940.50 | $500.00 | $4,260.50 | Feb 5 | |
| Jan 2026 | ••3094 Plat | $900.00 | $1,478.00 | $1,000.00 | $1,378.00 | Feb 5 | |
| Dec 2025 | ••4821 Gold | $2,100.00 | $1,820.50 | $2,100.00 | $1,820.50 | Jan 5 | |
| Dec 2025 | ••3094 Plat | $500.00 | $1,400.00 | $1,000.00 | $900.00 | Jan 5 | |
| Nov 2025 | ••4821 Gold | $840.00 | $3,260.00 | $2,000.00 | $2,100.00 | Dec 5 |
Payments
Make payments and set up autopay
💸 Make a Payment
🔁 AutoPay Settings
AutoPay — Gold ••4821
Currently: Minimum payment on 5th of each month
AutoPay — Platinum ••3094
Currently: Off
📋 Payment History
| Date | Card | Type | From Account | Status | Amount |
|---|---|---|---|---|---|
| Feb 12 | ••4821 Gold | Manual | Chase ••8821 | Processed | +$500.00 |
| Jan 5 | ••4821 Gold | AutoPay | Chase ••8821 | Processed | +$850.00 |
| Jan 5 | ••3094 Plat | Manual | BofA ••4490 | Processed | +$1,000.00 |
| Dec 5 | ••4821 Gold | AutoPay | Chase ••8821 | Processed | +$850.00 |
Limits & Spending
Set and manage your spending controls
Gold ••4821 — Spending Controls
International Transactions
Allow purchases outside your home country
Online Purchases
Allow card-not-present (CNP) transactions
Contactless Payments
Allow tap-to-pay transactions
Platinum ••3094 — Spending Controls
International Transactions
Allow purchases outside your home country
Online Purchases
Allow card-not-present (CNP) transactions
Contactless Payments
Allow tap-to-pay transactions
Disputes
Report unauthorised or incorrect transactions
⚠️ You have 1 open dispute under review — case #DIS-2026-0041
🚨 Open New Dispute
📋 Dispute History
| Case # | Date Filed | Merchant | Amount | Card | Status | |
|---|---|---|---|---|---|---|
| DIS-2026-0041 | Feb 15 | UNKNOWN MERCHANT | $1,200.00 | ••4821 | Under Review | |
| DIS-2025-0188 | Nov 12 | Online Store XYZ | $89.99 | ••3094 | Resolved — Refunded |
Security
Protect your cards and account
🔒 Card Security Settings
Two-Factor Authentication
Require OTP for logins and large transactions
Transaction Notifications
Push alert for every transaction
Suspicious Activity Lock
Auto-freeze card on unusual spending patterns
Dark Web Monitoring
Alert if card details appear in data breaches
3D Secure (3DS)
Extra verification for online purchases
🌍 Travel Mode
Notify us of travel to avoid automatic fraud blocks on international transactions.
🔐 Recent Login Activity
| Date & Time | Device | Location | IP Address | Status |
|---|---|---|---|---|
| Feb 17, 14:32 | Chrome / macOS | London, UK | 82.34.12.9 | ✅ Success |
| Feb 15, 09:14 | Safari / iPhone | London, UK | 82.34.12.9 | ✅ Success |
| Feb 14, 23:47 | Unknown Browser | Lagos, NG | 197.211.58.2 | ❌ Blocked |
| Feb 12, 11:20 | Chrome / Windows | London, UK | 82.34.12.9 | ✅ Success |
Alerts & Notifications
Manage when and how you are notified
🔔 Alert Preferences
Every Transaction
Notify me for every charge on any card
Large Transactions (over $500)
Extra alert for high-value purchases
International Charges
Alert when card is used outside home country
Payment Due Reminder
Remind me 7 days before payment is due
Low Credit Warning
Alert when available credit falls below $500
Declined Transactions
Notify when a payment is declined
Virtual Cards
Generate single-use or merchant-locked virtual card numbers
🌐 Create Virtual Card
Active Virtual Cards
| Virtual Number | Type | Merchant | Limit | Linked | Expires | Status | |
|---|---|---|---|---|---|---|---|
| •••• 7742 | Subscription | Netflix | $20.00 | ••4821 | Mar 1 | Active | |
| •••• 3318 | Merchant-locked | Amazon | $200.00 | ••3094 | Feb 28 | Active |
Rewards
Your points, cashback, and redemption options
⭐ Total Points
18,420
💵 Cashback Earned
$42.80
🏆 Tier Status
Gold Member
🎁 Redeem Points
💵
Statement Credit
1 pt = $0.01
✈️
Travel Miles
1 pt = 1.5 miles
🛍️
Gift Cards
From 2,500 pts
🏨
Hotel Nights
From 5,000 pts
Account Settings
Manage your profile and preferences
👤 Profile
🔑 Password & Security